10 Tips To Save Money Like Warren Buffett

23 02 2015

By Kalen Bruce of MoneyMini

Friday, February 13, 2015 4:08 PM EST

 

 

Guest Post by Michael Vincent

Most people, if asked about their financial goals, would instantly say they want to be rich, or to have the financial freedom of being able to buy or pay for anything their heart desires. Saving money is rarely ever on the top of anyone’s list.

 

Investor Warren Buffett himself strongly believes in the value of saving, despite having billions of dollars to his name. You might want to pick up a pointer or two from one of the world’s richest men…

  1. Be careful with your investments

Buffett has been quoted as saying that the first rule of investing is to “not lose money”. The billionaire has placed so much emphasis on this rule of investing, that his second rule is “not to forget rule number 1″. Do not get into debt unless you are absolutely sure that you can profit later on, he advises.

  1. Do what you love

Another tip from Buffett is to do something you love. Only then can you find satisfaction from work or your job. If it’s not so easy to just pack up and quit your current job, why not make a hobby out of what you love doing? And maybe try making just a little money out of it? Pursuing your passion can bring lots of fulfillment—and that is something no amount of money can buy.

  1. Don’t purchase expensive toys

 

Some people who successfully earn their first million dollars immediately purchase a luxury vehicle or an expensive toy. As a practitioner of frugal living, Buffett avoids luxuries such as yachts and luxury cars. For him, these expensive “toys” only cause headaches. Buffett advises investing extra cash in investments that can yield good interest rates instead.

  1. Do not waste time

To the Berkshire Hathaway CEO and founder, time is as valuable as money. When doing business negotiations, Buffett advises researching and making a decision in advance. He advises against any unnecessary talk, which he likens to “thumb sucking.” If you are making a business proposition, be straightforward and name your price straightaway. Buffet says he won’t talk with anyone unless they give him a price. He also makes decisions right on the spot.

  1. Put a limit on the amount you borrow

Buffett has been known to dish out tips on the use of credit cards. He advises everyone to borrow just what they can pay, and to not shy away from negotiating with credit card institutions. Work toward paying off your debts, then proceed to saving money, which you may use later on for investing.

  1. Wait for a sale

 

Never pay for an item at its original retail price when you can get it discounted. Buffett always waits for the asking price to go as low as possible before he purchases a company. Similarly, you should not think twice about using discount vouchers and coupons for buying products or services.

 

  1. Invest in yourself

Buffett also highlights the importance of investing in one’s self. Improving your talents and skills makes you more valuable and puts you in a better position to earn more.

 

  1. Clarify the terms of any agreement

Before you sign an agreement for a job or seal any business deal, make sure you have thought thoroughly about all the terms of the agreement. Think of worst case scenarios. Try to calculate if the promised compensation covers extra expenses that may be brought about by bad conditions and unexpected mishaps.

  1. Do not depend on one income

Start looking for other possible sources of income by getting side jobs on the weekends or by making smart investments that can yield good returns. Buffet always talks about how he diversifies his investment portfolio to increase his chances of winning.

  1. Control impulsive buying

The “Sage of Omaha” attributes his financial success to making good decisions. When making important financial decisions—whether you are buying something, weighing a job offer, or choosing a credit card company—ask yourself why you are making that decision. If you are unable to come up with a convincing answer, then the decision is not worth it.

Regardless of anyone’s financial social standing—whether you are born to parents with platinum credit cards or struggling to pay off your parents’ debt—saving should be more than just an afterthought. Saving improves your quality of life, not to mention, your perception about money.

 

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How WHOLE Turmeric Heals the Damaged Brain

20 02 2015

POSTED ON OCTOBER 10, 2014 BY GUEST BLOGGER

turmeric

Long considered impossible to accomplish, new research reveals how a simple spice might contribute to the regeneration of the damaged brain.

Turmeric is hands down one of the, if not the, most versatile healing spice in the world with over 600 experimentally confirmed health benefits, and an ancient history filled with deep reverence for its seemingly compassionate power to alleviate human suffering.

But, most of the focus over the past decade has been centered on only one of its many hundreds of phytocompounds: namely, the primary polyphenol in turmeric known as curcumin which gives the spice its richly golden hue. This curcumin-centric focus has lead to the development of some very good products, such as phospholipid bound curcumin concentrate (e.g. Meriva, BCM-95) which greatly helps to increase the absorption and bio-activity of curcumin. But, curcumin isolates are only capable of conferring a part of turmeric’s therapeutic power – and therein lies the limitation and hubris of the dominant ‘isolate the active ingredient’ model.

Indeed, it has become typical within the so-called nutraceutical industry to emulate the pharmaceutical model, which focuses on identifying a particular “monochemical” tree within the forest of complexity represented by each botanical agent, striving to standardize the delivery of each purported ‘active ingredient’ with each serving, as if it were a pharmaceutical drug. These extraction and isolation processes also generates proprietary formulas which are what manufacturers want to differentiate their product from all others and henceforth capture a larger part of the market share; a value proposition that serves the manufacturer and not the consumer/patient.

Truth be told, there is no singular ‘magic bullet’ in foods and herbs responsible for reproducing the whole plant’s healing power.  There are, in fact, in most healing plants or foods hundreds of compounds orchestrated by the intelligent ‘invisible hand’ of God or ‘Nature,’ or whatever you wish to call it, and which can never be reduced to the activity of a singularly quantifiable phytocompound or chemical.

Beyond The Curcumin ‘Magic Bullet’ Meme

Now, an exciting new study published in the journal Stem Cell Research & Therapy provides additional support for the concept that curcumin alone is not enough to explain the healing power of turmeric as a whole plant. The study found that a little known, fat-soluble component within turmeric – Ar-tumerone – may make “a promising candidate to support regeneration in neurologic disease.”

Titled, “Aromatic-turmerone induces neural stem cell proliferation in vitro and in vivo,” German researchers evaluated the effects of this turmeric-derived compound on neural stem cells (NSCs) – the subgroup ofbrain cells capable of continuous self-renewal required for brain repair.

The study found that when brain cells were exposed to ar-tumerone, neural stem cells increased in number through enhanced proliferation. Moreover, these newly formed neural stem cells also increased the number of fully differentiated neuronal cells, indicating a healing effect was taking place. This effect was also observed in a live animal model, showing that rats injected with ar-tumerone into their brains experienced increases in neural stem cell proliferation and the creation of newly formed healthy brain cells.

This study did not go unnoticed by major medical news channels. Here are some good reviews if you wish to explore the implications in greater depth:

Newsweek: Curry Power: Turmeric Compound Boosts Growth of Brain’s Stem Cells

Guardian Liberty Voice: Turmeric Cure Evidence Grows

Monthly Prescribing Reference: Turmeric May Help Regenerate Brain Cells

Times of Malta: Turmeric Link to Brain Cell Repair

Medical Daily: Turmeric Helps Your Brain Heal Itself: Spice Up Your Brain

Organifi Green Juice Contains Turmeric

The GreenMedInfo.com Turmeric Database Confirms It’s Brain-Saving Power!

As you may already know, our database is the world’s most extensive open access natural medical database on over 1,800 different natural substances, with over 1600 study abstracts on turmeric’s healing properties indexed thus far: view the Turmeric research page here to view!  If you take a look at the laundry list of over 600 diseases that this spice (or its components, e.g. curcumin) has been studied for to prevent and/or treat, the sheer volume of supportive literature is astounding. Amazingly, we have identified over 180 physiological pathways – according to their conventional pharmacological characterization, e.g. COX-2 inhibitor, Interleukin 6 down-regulator – by which turmeric or its components heals the human body.  In addition, you will find over 100 articles on turmeric’s neuroprotective properties on this page: Turmeric as a Neuroprotective agent.

The research clearly indicates that turmeric is a great brain supportive plant. For a more layperson oriented review, read the following articles:

How Turmeric Can Save the Aging Brain From Dementia

Turmeric Produces ‘Remarkable’ Recovery in Alzheimer’s Patients

The Spice That Prevents Fluoride From Destroying Your Brain

How To Get The Most Out of Your Turmeric

One of the most frequent questions we field is ‘what is the best type of turmeric or curcumin to use’? Obviously, given the aforementioned research, the whole plant is going to carry a wider range of therapeutic compounds than curcumin alone. And yet, most have been heavily enculturated to focus entirely on the ‘how much’ question, opting to identify the molecular weight (i.e. how many milligrams in a serving) of a particular compound as more important than the qualitative dimensions (e.g. is it organic? It is delivered within its natural context as food or a whole plant?) which reflect the type of nutrigenomic information the substance contains, and therefore the ‘intelligence’ it embodies. To learn more about the intelligence of food watch my e-course ‘The Wisdom of Food.’

And really, there is no generic answer to a generic question about the best way to take turmeric/curcumin. The question always comes from an individual with a particular need, and so, recommendations must be bio-individualized.

For instance, if you have colonic inflammation or polyps, and you are trying to use turmeric to reduce inflammation there or regress precancerous growths, then using the whole plant is best versus a highly bioavailable form of curcumin in capsule form (e.g. Meriva), for instance, which will likely be absorbed by the small intestine and mostly pass through the liver never getting adequate quantities to the large intestine. So, in this person’s case taking a teaspoon of relatively difficult to absorb turmeric may result in painting the diseased surfaces of that person’s intestinal or colonic lumen with exactly the form needed to reverse disease.

But what if you have someone who wants to experience a systemic effect, say, for arthritis or for brain cancer? In these instances, getting turmeric compounds such as curcumin through the glucuronidation barrier in the liver with a phospholipid-bound or black pepper (piperine) combination could be ideal. There is certainly a place for the ‘nutraceutical’ model when properly applied, especially when provided as an adjuvant to the pharmaceutical model within an integrative medical setting.

Ultimately, the goal is not to wait to have such a serious health problem that you have to force yourself to take a ‘heroic dose’ of any herb or food extract. Better is to use small amounts in culinary doses in combination with ingredients that synergize on a physiochemical/informational and sensual basis (producing the all important vitamin P [pleasure] as well!). Recently we actually featured a study that showed culinary doses of rosemary helped improve memory whereas higher ‘heroic’ doses impaired it!

This is why exploring the use of turmeric in curries, or by adding a pinch in a smoothie, may be an ideal daily supplementation approach, versus capsules, whose questionably ‘natural’ capsules and excipients all can add up to cause some stress on the liver you are trying to protect with these natural interventions.  Just remember quality is everything and less is more!

– See more at: http://fitlife.tv/how-whole-turmeric-heals-the-damaged-brain/#st





113 Year-old Man Reveals His Secret: Foods for a Long Life

14 02 2015

 

 

bernardoThis famous man who has lived 113 years of life is Bernardo LaPallo. He has disciplined his body and he has the desire to live longer. He has a few food secrets though, and he has been nice enough to reveal his food secrets. He resides in Mesa, Arizona and claims that he’s never been sick a day in his life. He avoids eating red meats and eats mostly organic foods. His secret is a recipe that he inherited from his from his father who was a doctor and a very disciplined man.

Bernardo is 113 and still kicking. He can still do a lot of stuff like solving crosswords and reading books. He was born in 1901 and he is still going. Don’t you want to know his food secrets? Well, I am giving them to you.

  1. Garlic: Garlic helps improve iron metabolism in the body. This is because the diallyl sulfides in garlic help increase the production of the protein ferroportin. This protein runs across the cell membrane and forms a passageway that allows stored iron to leave the cells and become available where it is needed.
  2. Honey: Honey has many health benefits including the prevention of cancer, reducing ulcers, it is an anti-bacterial, anti-fungal, increases athletic performance, and reduces cough and throat irritation. Honey is a great alternative to using regular sugar.
  3. Cinnamon: Cinnamon is high in a substance with very powerful medicinal properties, it is loaded with antioxidants, has anti-inflammatory properties, cut the risk of heart disease, improves sensitivity to insulin hormone, and it lowers blood sugar levels.
  4. Chocolate: Yes, chocolate. Despite popular belief and the bad rap, chocolate gets, cacao, which is different from cocoa, has many health benefits. Consuming dark chocolate can reduce ageing, oxidative stress, blood pressure, and atherosclerosis.
  5. Olive oil: Olive oil reduces cancer risks, heart disease oxidative stress, blood pressure, diabetes, obesity, rheumatoid arthritis, and osteoporosis.

So, if you want to live till you’re 113, try incorporating more of these foods into your diet. This man will swear by these foods health beneficial powers.